When you need the EUR Mastercard
The USD Visa works with online services on its list. The EUR Mastercard has no such list, so it covers the places the Visa doesn't.
- Rides and car sharing: Uber, Bolt, Grab.
- Stays and bookings: Airbnb, Booking.com.
- Online stores that ship goods: eBay, iHerb.
- Services that aren't on the Visa list: DeepSeek, Z.ai, Kimi, Contabo.
- Prices in euros: EU stores charge a EUR card without conversion.
Bookings and pre-authorisation
Hotels, rentals and some stores first hold an amount on the card (pre-authorisation) and charge the final amount later. Keep a margin above the booking price: the held amount comes back once the merchant releases it.
How to use it
- The card details are in the bot right after you issue it.
- 3-D Secure codes arrive as a message in the bot.
- Freeze the card in one tap.
- For a trip or a big purchase, it's handy to issue a separate card.
USD Visa or EUR Mastercard: which card to choose
| Visa · USD | Mastercard · EUR | |
|---|---|---|
| Card currency | US dollars | Euros |
| Where it works | Online services on the list: AI tools, hosting, domains, subscriptions, games, ads | No merchant list: also works for rides, delivery and online stores with physical goods |
| Top-up | USDT (TRC-20, BEP-20) or TON | USDT (TRC-20, BEP-20) or TON |
| 3-D Secure codes | Arrive in the bot | Arrive in the bot |
How to get a card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Issue a Mastercard in euros (EUR).
- On the service's checkout page, enter the number, expiry date and CVC from the bot — just like a regular card.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Service guides
FAQ
Can I pay for rides abroad with the Mastercard?
Yes, you link it in the ride app like any regular card. Before the trip, make sure it has enough money plus a small margin.
What if the service bills in dollars?
The charge goes through with a conversion from euros. If the service is on the USD Visa list, that card is the better choice for it.
Why was more held than the room costs?
That's a pre-authorisation: the hotel or rental holds a deposit and releases it after check-out. The timing depends on the merchant.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
More about our cards
- Virtual Visa card
- Card funded with USDT
- Card for subscriptions
- Paying for international services
- Card for AI tools
A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.