What you can pay for
Every popular service has its own guide: where the payment button is, which card to choose and what to do if a payment is declined.
- AI and developer tools: ChatGPT, Claude, Cursor, GitHub.
- Hosting, cloud and domains: Hostinger, AWS, Cloudflare, Namecheap.
- Software and design: Adobe, Figma, Notion, Microsoft 365.
- Games and streaming: PlayStation, Netflix.
- Travel: Airbnb, Booking.com, Uber, Bolt.
Why a payment might fail
- The card is short once tax or a temporary hold is added.
- A typo in the number, expiry date or CVC.
- The service doesn't accept this card type — a card on another network or in another currency helps.
- Too many attempts in a row: the payment system temporarily declines retries.
- 3-D Secure wasn't confirmed — the code arrives in the bot.
Service availability is a separate question
The card takes care of payment. Whether a service is available in your country and who it lets sign up is up to the service's own terms — check them before paying.
USD Visa or EUR Mastercard: which card to choose
| Visa · USD | Mastercard · EUR | |
|---|---|---|
| Card currency | US dollars | Euros |
| Where it works | Online services on the list: AI tools, hosting, domains, subscriptions, games, ads | No merchant list: also works for rides, delivery and online stores with physical goods |
| Top-up | USDT (TRC-20, BEP-20) or TON | USDT (TRC-20, BEP-20) or TON |
| 3-D Secure codes | Arrive in the bot | Arrive in the bot |
How to get a card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Choose a card: the USD Visa for services on the list, the EUR Mastercard if you need a merchant without restrictions.
- On the service's checkout page, enter the number, expiry date and CVC from the bot — just like a regular card.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Service guides
- ChatGPT
- Claude
- Cursor
- GitHub
- Hostinger
- Amazon Web Services
- Namecheap
- Adobe Creative Cloud
- Netflix
- PlayStation Store / PS Plus
- Airbnb
- Uber
FAQ
Which card should I choose?
The USD Visa for online services on its list: AI tools, hosting, domains, subscriptions, games. The EUR Mastercard for everything else, including rides and stores with physical goods.
Do I need to open a bank account?
No. The card is issued in a Telegram bot, and the details appear right after issue.
Can I get a refund if a service doesn't suit me?
Refunds depend on the service's terms. If it refunds you, the money goes back to the same card.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
More about our cards
A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.