Why a virtual card suits subscriptions
- One card per service: your history shows exactly who charged what.
- A service can only charge what's on the card, nothing more.
- Changed your mind about renewing? Freeze the card and the next charge won't go through.
- A free trial with a linked card won't quietly turn into a paid plan.
How not to miss a renewal
Subscriptions renew automatically on the billing date. Top up the card ahead of the renewal and keep a small margin: some services add tax to the price or place a temporary hold before the charge.
If the card is short, the service usually retries a few days later and then pauses the subscription. Your account data normally stays.
Cancelling and refunds
It's safer to cancel in the service's own settings: freezing the card stops charges but doesn't end the subscription. Refunds go back to the same card, so keep it open while you wait for the money.
USD Visa or EUR Mastercard: which card to choose
| Visa · USD | Mastercard · EUR | |
|---|---|---|
| Card currency | US dollars | Euros |
| Where it works | Online services on the list: AI tools, hosting, domains, subscriptions, games, ads | No merchant list: also works for rides, delivery and online stores with physical goods |
| Top-up | USDT (TRC-20, BEP-20) or TON | USDT (TRC-20, BEP-20) or TON |
| 3-D Secure codes | Arrive in the bot | Arrive in the bot |
How to get a card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Choose a card: the USD Visa for services on the list, the EUR Mastercard if you need a merchant without restrictions.
- On the service's checkout page, enter the number, expiry date and CVC from the bot — just like a regular card.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Service guides
- ChatGPT
- Claude
- Perplexity
- Suno
- Netflix
- Notion
- Figma
- Adobe Creative Cloud
- Microsoft 365
- Telegram Premium
- Proton (Mail, Pass, Drive)
- Bitwarden
FAQ
Which card should I use for subscriptions?
For AI tools, software, cloud and most streaming — the USD Visa: these services are usually on its list and bill in dollars. If a service isn't on the list, use the EUR Mastercard.
Can I pay for several subscriptions with one card?
Yes, but a card per important subscription makes it easier to track charges and turn off what you don't need.
Why was I charged more than the price on the website?
Usually it's tax (VAT or sales tax) the service adds at checkout, or a temporary hold before the charge.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
More about our cards
- Virtual Visa card
- Virtual Mastercard
- Card funded with USDT
- Paying for international services
- Card for AI tools
A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.