How crypto gets onto the card
- In the bot, open Top up and pick a network: USDT TRC-20, USDT BEP-20 or TON.
- The bot gives you a personal wallet address on that network.
- Send the funds — they reach your balance after network confirmation, usually within minutes.
- From the balance, top up a card: the USD Visa or the EUR Mastercard.
Networks: what to watch
- Send USDT only on the network of the address the bot gave you: TRC-20 to the TRON address, BEP-20 to the BNB Smart Chain address.
- The TON address accepts native Toncoin only. USDT on TON and other jettons are not credited.
- The sender pays the network fee: your exchange or wallet shows it before you send.
Why pay by card instead of crypto directly
AI subscriptions, hosting, domains, bookings and most stores charge a card — often automatically, every month. A card funded with USDT lets you pay for them without a bank card and without converting crypto to fiat by hand.
USD Visa or EUR Mastercard: which card to choose
| Visa · USD | Mastercard · EUR | |
|---|---|---|
| Card currency | US dollars | Euros |
| Where it works | Online services on the list: AI tools, hosting, domains, subscriptions, games, ads | No merchant list: also works for rides, delivery and online stores with physical goods |
| Top-up | USDT (TRC-20, BEP-20) or TON | USDT (TRC-20, BEP-20) or TON |
| 3-D Secure codes | Arrive in the bot | Arrive in the bot |
How to get a card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Choose a card: the USD Visa for services on the list, the EUR Mastercard if you need a merchant without restrictions.
- On the service's checkout page, enter the number, expiry date and CVC from the bot — just like a regular card.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Service guides
FAQ
Which USDT networks are supported?
TRC-20 (TRON) and BEP-20 (BNB Smart Chain). You can also top up with native Toncoin on TON.
How long does a top-up take?
Usually a few minutes after the transaction is confirmed on the network.
What if I send USDT on the wrong network?
Such a transfer isn't credited automatically. Double-check the network against the one selected in the bot, and if you made a mistake, contact support.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
More about our cards
- Virtual Visa card
- Virtual Mastercard
- Card for subscriptions
- Paying for international services
- Card for AI tools
A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.