How to pay for Kimi (Moonshot AI) with a VirtCardPay card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Issue a Mastercard in euros (EUR): it has no merchant restrictions.
- Top up the API balance in the billing section of the platform.kimi.ai console (formerly platform.moonshot.ai). A Kimi chat membership is a separate purchase on kimi.com.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Kimi (Moonshot AI) plans
| kimi-k3 (input) | $3.00 1M tokens |
|---|---|
| kimi-k3 (output) | $15.00 1M tokens |
| kimi-k2.6 (input) | $0.95 1M tokens |
| kimi-k2.6 (output) | $4.00 1M tokens |
Paying for Kimi (Moonshot AI): what to know
- The API and the Kimi chat membership are separate: platform balance doesn't unlock paid chat plans, and vice versa.
- API prices are in US dollars per million tokens, so a euro card will be charged with currency conversion.
- API prices exclude tax, which is calculated at checkout based on your jurisdiction.
- Cached input on kimi-k3 costs $0.30 instead of $3 per million tokens, so caching pays off for long, repeated prompts.
- File upload and storage APIs are free for now, but document text you pass to a model is billed as input tokens.
If the payment fails
- Check the balance of the card itself, not the main balance in the bot: the charge goes to the card.
- Re-enter the number, expiry date and CVC: a typo is a common reason for a decline.
- Don't retry many times in a row: payment systems may temporarily decline frequent attempts. Wait and try again.
- Still not working? Message support at @VirtCardPaySupportbot and we'll sort it out.
FAQ
How do I pay for the Kimi API?
The international platform takes Visa and Mastercard cards. For Kimi we recommend a Mastercard EUR card from @VirtCardPaybot, which has no merchant-type restrictions.
Is it a subscription or pay-as-you-go?
Pay-as-you-go: input and output tokens are charged separately against your prepaid balance.
What does kimi-k3 cost?
$3 per million input tokens and $15 per million output tokens, per the platform pricing page on the check date.
Can I top up with Alipay?
Alipay and WeChat Pay belong to the China console. On the international platform you top up by card.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
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A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.