What a virtual Visa is
It's a card without the plastic: the details appear in the bot right after you issue it. You enter them at checkout, or link the card to a subscription or an account, like any other Visa.
The VirtCardPay card is issued in US dollars. When a service bills in dollars, as almost every AI tool, host and domain registrar does, the charge goes through without an extra conversion.
What people pay for with a virtual Visa
- AI tools: ChatGPT, Claude, Gemini, Perplexity, Cursor and more.
- Hosting and cloud: Hostinger, Cloudflare, AWS, Hetzner.
- Domains: Namecheap, Porkbun, GoDaddy.
- Subscriptions and software: Adobe, Figma, Notion, Netflix.
- Ad accounts and game stores.
The USD Visa works with services on its list, which you can see in your dashboard. Rides, delivery and stores with physical goods aren't on it: the EUR Mastercard covers those.
Why a card in Telegram is convenient
- Issued in a couple of minutes, no bank visit and no plastic.
- 3-D Secure codes arrive as a message in the bot.
- Freeze the card in one tap if something looks wrong.
- Issue several cards — for example, one per subscription.
- Every fee is shown in the bot before you pay.
USD Visa or EUR Mastercard: which card to choose
| Visa · USD | Mastercard · EUR | |
|---|---|---|
| Card currency | US dollars | Euros |
| Where it works | Online services on the list: AI tools, hosting, domains, subscriptions, games, ads | No merchant list: also works for rides, delivery and online stores with physical goods |
| Top-up | USDT (TRC-20, BEP-20) or TON | USDT (TRC-20, BEP-20) or TON |
| 3-D Secure codes | Arrive in the bot | Arrive in the bot |
How to get a card
- Open @VirtCardPaybot in Telegram and press Start.
- Top up your balance with USDT (TRC-20 or BEP-20) or TON.
- Issue a Visa card in US dollars (USD).
- On the service's checkout page, enter the number, expiry date and CVC from the bot — just like a regular card.
- If a 3-D Secure confirmation is requested, the code arrives as a message in the bot.
Card pricing
| Card issue | $6 / €6 + 4% |
|---|---|
| On the card at issue | from $30 / €30 |
| Total to start | from $37.50 / €37.50 |
| Card top-up | 4%, from $30 / €30 |
The exact amount is shown in the bot before you confirm.
Service guides
- ChatGPT
- Claude
- Cursor
- Google Gemini (Google AI Pro)
- Perplexity
- GitHub
- Namecheap
- Hostinger
- Cloudflare
- Amazon Web Services
- Netflix
- Adobe Creative Cloud
FAQ
How is a virtual Visa different from a regular one?
Only in that there's no plastic. It has a number, an expiry date and a CVC, and works wherever cards are accepted online, as long as the service is on the card's list.
What currency is the card in?
US dollars. You top up your balance with USDT or TON, and the amount lands on the card in dollars.
What if the service isn't on the Visa list?
Issue the EUR Mastercard: it has no merchant restrictions list.
How much do I need to put on the card?
At issue, from $30 / €30 goes straight onto the card. After that, top up from $30 / €30; the top-up fee is 4%. Keep the charge amount on the card plus a small margin.
Is it safe?
Only you see the card details — in the bot and your dashboard. 3-D Secure codes arrive in Telegram, and you can freeze the card in one tap.
More about our cards
- Virtual Mastercard
- Card funded with USDT
- Card for subscriptions
- Paying for international services
- Card for AI tools
A card for online payments
Visa and Mastercard in USD and EUR, top up with USDT or TON.