Tether, the issuer of the largest stablecoin USDT, has announced plans to go beyond traditional coins and launch a new generation of lightweight AI applications. The primary target is users in developing countries, where access to technology is often limited. CEO Paolo Ardoino shared details, also noting that the global stablecoin audience has already surpassed 650 million people. For us, as a virtual card and crypto payment service, this is an important signal: the USDT ecosystem continues to grow, and understanding networks becomes critical.

What are the AI apps?

Tether plans to create applications that work even on low-end devices and with poor internet connections. These are not just chatbots—they are practical tools ranging from financial assistants to educational services. In developing markets, where banking infrastructure is often weak, such solutions can become a bridge to digital finance. Ardoino emphasizes that AI should be accessible to everyone, not just residents of megacities.

Why it matters for USDT users

The growth of stablecoin users to 650 million is not just a number. It means USDT is increasingly used for real payments, transfers, and savings. For those paying for foreign services or working with crypto, choosing a network (TRC-20 or ERC-20) directly affects fees and speed.

  • TRC-20 (Tron): fees usually $1–2, transfers take seconds. Ideal for frequent small payments.
  • ERC-20 (Ethereum): fees can reach $10–20 during peak times, speed depends on network load. Suitable for large amounts where liquidity matters.

In practice, when paying for subscriptions or buying a virtual card, TRC-20 is almost always cheaper. But for exchange on platforms, ERC-20 may be more convenient due to compatibility with DeFi protocols.

What's next

Tether is clearly moving towards creating a whole ecosystem where stablecoins are just the base. AI applications could simplify interaction with crypto for millions of people, especially where traditional banks are unavailable. For us, this means demand for USDT tools will only grow.

Important: this information is for educational purposes and does not constitute financial advice. Cryptocurrencies are volatile; assess risks yourself.

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Sources

This material is for informational purposes only and is not financial advice. Data and service terms may change, so check primary sources before making a payment or investment decision. Mentions of third-party brands and services do not imply official partnership, support, or endorsement by VirtCardPay.
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