HIFI Raises $37M to Build Stablecoin and Card Infrastructure

While some debate whether stablecoins will replace bank transfers, others are simply building the rails for it — and raising tens of millions to do so. HIFI announced a $37 million Series A led by Left Lane Capital. The company is developing stablecoin payments, cards, and infrastructure for tokenized capital markets.

What HIFI is actually building

This isn't just another wallet — it's an infrastructure layer: stablecoin payment acceptance, card issuance, and tools for tokenized assets. According to the company, its platform already processes more than $7 billion on an annualized basis. This is the kind of behind-the-scenes business that makes everyday things possible: transfers, paying for services, conversions.

Why this matters if you pay with USDT

For users, the value of such projects shows up in concrete terms: which network a payment runs on, what the fee is, and how fast the money arrives.

• TRC-20 (Tron) — the most popular network for USDT. Transfers are cheap and fast, with fees typically measured in cents. Best for regular payments and smaller amounts.
• ERC-20 (Ethereum) — more widely accepted in DeFi and by institutional services, but gas can be expensive and depends on network load. Makes sense for larger sums or where no other network is available.
• Alternatives — BEP-20, Polygon, and others often offer a balance of speed and cost, but it's important to check whether the recipient supports them.

As stablecoin infrastructure matures, choosing a network and fee stops being a headache for the user — the platform handles it. That's exactly the direction investments like HIFI's round are pushing.

The practical takeaway

The stablecoin payments market keeps attracting capital — a signal that paying in USDT and USDC is becoming a working tool rather than a novelty. For those who pay for foreign services or receive money in crypto, it means one thing: more options, and fees and speed becoming a competitive battleground.

This material is for informational purposes only and is not financial advice. Cryptocurrencies are volatile, and network and platform conditions can change — check current fees before making a transaction.

Sources

• http://www.newsbtc.com/technology/hifi-raises-37m-to-build-stablecoin-and-tokenized-market-infrastructure/