If you're a developer or a technical team, your monthly toolset can easily exceed $200–500. Most payments are in USD on major platforms that don't accept crypto. A virtual card solves access; the question is what to subscribe to.

Version Control & Collaboration

GitHub. Free for public repos and private repos with basic features. Pro $4/month for additional features, Team $4/user/month for teams, Enterprise on request. Copilot $10/user/month.

GitLab. Free on gitlab.com or self-hosted. Premium $29/user/month. An alternative with built-in CI/CD and broader features.

Bitbucket. Free for up to 5 users, then $3–6/user/month. Convenient for teams on the Atlassian stack.

App Hosting

Vercel. Free Hobby (non-commercial), Pro $20/month, Enterprise on request. Ideal for Next.js and SSG/SSR projects. Pro tier enables commercial use and higher limits.

Netlify. Free, Pro $19/month, Business $99/month. Similar to Vercel, sometimes cheaper on features.

Railway. Pay-as-you-go from $5/month. Good for backend apps, databases, containers.

Render. Free tier limited, then from $7/month. Simple PaaS with Docker support.

Fly.io. Pay-as-you-go from ~$5/month. Inexpensive distributed deployment worldwide. Good for proxies, edge functions.

Cloud

AWS, Google Cloud, Azure. Usage-based. Hard to predict but powerful. All three have free tiers covering small projects for a year.

DigitalOcean. From $4/month per droplet. Simpler than AWS, sufficient for most tasks.

Hetzner Cloud. From €4/month. Best price-to-performance ratio in Europe.

Databases

Supabase. Free tier, Pro $25/month. Postgres + Auth + Realtime + Storage. Good for full-stack teams.

Neon. Free, Pro from $19/month. Postgres with branching. Suitable for projects with active CI development.

PlanetScale. Free, Scaler from $39/month. MySQL with horizontal scaling.

MongoDB Atlas. Free, Dedicated from $57/month.

Monitoring

Datadog. From $15/host/month. Enterprise-grade, expensive.

Grafana Cloud. Free tier up to 10k series, then from $29/month. Good alternative to Datadog on price.

UptimeRobot, BetterStack. Free uptime monitors, $10–20/month for advanced features.

Realistic Stack

Small team (3 developers), new SaaS:

  • GitHub Team – $12/month
  • Vercel Pro – $20/month
  • Supabase Pro – $25/month
  • Sentry – $26/month
  • GitHub Copilot – $30/month (3 people)

Total: ~$115/month for a basic stack. Can be reduced using free tiers early on: GitHub Free + Vercel Hobby + Supabase Free + Sentry Free = $0/month for a prototype.

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This material is for informational purposes only and is not financial advice. Data and service terms may change, so check primary sources before making a payment or investment decision. Mentions of third-party brands and services do not imply official partnership, support, or endorsement by VirtCardPay.
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