Stablecoins are gradually finding their lane among chief financial officers — not as a financial revolution, but as a controlled way to move money through familiar banking channels. That's the conclusion of the study "Waiting for Certainty: Why Most CFOs Are Holding…" published by Pymnts.

Key Numbers

  • 23% of CFOs already consider stablecoins a viable option for corporate settlements.
  • However, the majority (77%) are holding back, awaiting clearer regulation.

Why Stablecoins?

For CFOs, the main advantage of stablecoins is speed and low fees compared to traditional bank transfers, especially in cross-border payments. In this context, the choice of network is critical:

  • TRC-20 (Tether on Tron): fees ~$1-2, transfer speed — seconds. Ideal for regular B2B payments.
  • ERC-20 (Tether on Ethereum): fees can reach $5-20 during peak hours, speed — minutes. Suitable for large amounts where network reliability matters.

"CFOs don't want revolution — they need predictability and control. Stablecoins on the right network give both."

Practical Value for VirtCardPay Users

If you use virtual cards to pay for foreign services or work with crypto, consider:

  1. For small and medium payments (up to $1000) choose TRC-20 — it's significantly cheaper.
  2. For large transactions (from $10,000) ERC-20 may be preferable due to higher liquidity and security.
  3. Always check current network fees before sending — they can change.

VirtCardPay's Take

Stablecoins are becoming a real tool for business, not just for crypto enthusiasts. 23% of CFOs is a signal: the market is moving toward hybrid solutions where fiat and crypto coexist. For users, this means more opportunities for fast and cheap transfers — just pick the right network.

Disclaimer: This material is for informational purposes only and does not constitute financial advice. The cryptocurrency market is volatile, and regulations may vary by jurisdiction.

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Sources

This material is for informational purposes only and is not financial advice. Data and service terms may change, so check primary sources before making a payment or investment decision. Mentions of third-party brands and services do not imply official partnership, support, or endorsement by VirtCardPay.
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